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About Us

We invest in Real Estate, Transportation & Logistics, Food & Agriculture, we also source for and invest in raw and processed agricultural products and export from Nigeria to any part of the world.

Contact Info

For Inquiries:

09081513838, 08136464742

F.A.Q.

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FAQ

Most Discussed Questions

GENERAL KNOWLEDGE

Enricher is a platform that helps build a bridge for the unbanked to connect fund and helps you save and invest with ease via a seamless online process. We operate with Islamic principles and our membership is open to everyone interested in growing their wealth the halaal way. Enricher platform is a enables you connect halaal fund, invest and grow your wealth the ethical way.

Theenricher.org is a property of Enricher Capital and Trust LTD, a company duly registered with CAC with RC Number: 1753940. Theenricher.org provides financial services under a Cooperative License with a registration number 15826. Both Enricher Capital and Trust LTD and Enricher Cooperative Society LTD are legal entities in Nigeria. Our investment professionals invest savers funds in financial instruments and manage the investments to ensure optimum return, we also provide an avenue to connect the unbanked to halaal funds to grow their businesses. To ensure security of savers funds, assets are held by FBN Quest Trustees, a company registered with the Security and Exchange Commission (SEC) on behalf of savers. These assets are marked to market periodically to ensure savers are protected.

Enricher is open to:

  • Anyone (Men, women, children, corporate organizations, groups and cooperatives looking for where to invest their funds and grow their wealth the ethical way.
  • Anyone who is interest averse.
  • Entrepreneurs and SMEs who are looking for interest free fund to grow their businesses.
  • Anyone looking to save and invest, earn even while they are asleep.
  • Anyone looking for financial freedom upon retirement
  • Anyone that wants to keep their savings and investments for a long period of time without tampering with them.

Enricher platform provides savings and investment options that are tailored towards a particular need and goal of the investor.

  • Regular Savings. The regular savings enables you to set your savings plan to be daily, weekly or monthly. You can set this during the setting up of your savings plan and Enricher will enable an automatic savings on those specified days into your Enricher savings plan. You can as well top up your savings plan randomly with amounts outside the automated schedule amount manually.
  • Goal Savings. The goal savings plans help you meet commitments towards particular financial goals such as Hajj, rent, travel or education among others. These plans enable you achieve your goals with ease.

Investment. These are for people willing to grow their wealth the halaal way, Enricher platform enables list of vetted diverse low-risk investment opportunities open for investment with different ranges of return on investment and maturity of investment.

We are located at No.1, 14th road 1st avenue, Gwarinpa, Abuja

Contact Number: 0708 3300 760

Email: info@theenricher.org

Enricher is a platform for connecting the unbanked Small and Medium Enterprises (WEMEs) who are interest averse to fund through investors using SUKUK approach, where we fund asset based investment.

The process is seamless, Entrepreneurs & SMEs apply for facilities which are to be vetted by the Enricher teams and other stakeholders working with the team, once approved the entrepreneur product will be displayed on the Enricher platform for our active subscribers to crowdfund for a required period. Transfer of funds (asset) upon successful completion of requirement of legal procedures.

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SAFETY & SECURITY

Enricher platform ensures that critical customer data is encrypted and securely stored as all financial information is encrypted and stored to PCIDSS Level 1 compliant standards. PCIDSS Level 1 compliance is a set of rules stated by credit card companies and audited by an independent third party. The PCIDSS is a standard guide, globally, that all reputable payment processors must adhere to. Additionally, all transmission to our banking partner and on our site is via an encrypted 256-bit HTTPS SSL connection.

Yes! OTP is a one -time password used for initiating transfers and withdrawals on your Enricher account

Yes! Enricher provides an added layer of security for customers with token-based 2FA on transfers and withdrawals on their Enricher account. This is in addition to the use of passwords and PIN but will specifically apply to authorizing transactions via a one-time code (token). This token can only be received on devices you setup 2FA on.

To set the security question, simply log into your dashboard and click on “Account” then select “My Account settings”

Click on 2FA: Enter a security question (ensure this question is unique to only you), then follow through with the required steps.

In addition to investing your money in pre-vetted, low-medium risk, primary and secondary investment opportunities, our invested assets are held by FBN Quest Trustees and Jaiz Takaful Insurance, both companies are registered with the Securities and Exchange Commission (SEC) and National Insurance Commission (NAICOM) respectively, on behalf of savers. These assets are marked to market periodically to ensure customers are not exposed and this makes your money absolutely safe.

FBNQUEST TRUSTEES LIMITED, a limited liability company incorporated under the laws of the Federal Republic of Nigeria, and registered with the Securities & Exchange Commission as a trust company with its registered office at 10, Keffi Street, off Awolowo Road, Ikoyi Lagos State.

  • The Trustee shall be entitled to pay and discharge all reasonable expenses properly incurred in connection with administration of the Trust in the due exercise of its power.

 

  • The Trustee shall maintain strict confidentiality with regard to this Trust and shall on no account permit access to the Trust Fund by any other party except the Settlors and the Beneficiary (where applicable).

 

  • The Trustee may make rules for the management and administration of the Trust Fund as the Trustee thinks fit and may from time to time revoke such rules provided that the Trustee duly informs the Settlors of such changes. Nothing in this clause shall authorize any application of any part of the Trust Fund except for the purpose outlined in this Trust Deed.

 

  • The Trustee shall ensure the safety of the Trust Fund during the Trust Period. In the pursuit of its duties to invest, the Trustee shall exercise due diligence and reasonable care to ensure that the Trust Fund is not depleted, mismanaged or wasted.

 

  • In the event of the death of either of the Settlors, the executors and/or administrators of their estates shall NOT have the right to terminate this Trust Deed, and the Trust Fund shall not form part of their estates.

 

  • The Trustee shall add to the Trust Fund, all future sums to be transferred by the Settlors/the Co-operative to the Trust Fund for the purpose of this Trust and also capitalize all income accruing to the Trust Fund as provided herein, such that all such additions and accrued income shall form part of the Trust Fund to be utilized for the purposes herein indicated.

 

  • The Trustee is authorized to do all other acts, which in its reasonable sole judgment, may be necessary or appropriate for the proper or advantageous management, investment or disposition of any property comprised in the Trust Fund. Provided always that the Trustee shall remain responsible for its actions and or omissions.

FEES AND CHARGES

There are no bank charges and it’s completely free transferring money to your Enricher account from your wallet.

Enricher is completely free for savings and investment. Our payment partners take processing charges for investments. They’re quite minimal.

WITHDRAWALS

You can only withdraw your goal savings and investment at the set maturity date. You can choose to withdraw some or all of your regular savings anytime. You can decide to rollover the goal savings and investment for another period or withdraw part or whole at maturity.

Rolling over matured savings and investment for another period makes it possible to enjoy accumulated returns.

Yes, you can!

However, the withdrawal/liquidation of investment shall not affect the existing obligation and liabilities of the subscriber and Enricher.

You can withdraw your savings by filling your designated bank details in your withdrawal settings then, click on the “withdraw” option on your dashboard, enter the amount you want to withdraw and your funds will be transferred to your set bank account almost instantly.

The minimum amount you can withdraw from your Enricher account is N100 and there is NO maximum. You can withdraw all of your funds whenever.

SAVINGS AND INVESTMENT

You can start saving on Enricher by:

  • Visiting the website and download the app to create an account (www.theenricher.org)
  • Setting up your account details.
  • Enter your debit card details to activate your account and then make your first deposit. (You may use a MasterCard, Visa or Verve card from any Nigerian bank and beyond).
  • You may now proceed to use any of the Savings Plans to start your daily, weekly or monthly savings.

You can save daily, weekly or monthly with a minimum of ₦1,000. We also allow lump sum that is you can save any amount at once (₦100,000, ₦200,000, ₦1,000,000, 000 etc…)

Enricher provides various investment options and as such Investment minimums vary by investment opportunities.

There is a minimum duration for every investment option available. However, you can pick a one off or automated rollover option.

Yes, you can, it is up to you to pause or continue the automatic saving any time for free. Login to your account, go to your Savings and select “Turn off Auto save” from the savings option.

Yes, you can increase the amount you’re saving at anytime. Simply login and click ‘modify AutoSave instruction’, then edit the amount. You can also edit your frequency to daily, weekly or monthly.

When you have an auto saving yet no funds in your account, we will not be able to debit you for that day, week or month. We will only be able to save for you when you have funds in your debit card. However, you have the option to use the “Save Now” option once you have loaded your account.

The save now option enables you to save more funds conveniently and any particular time whenever you miss an auto save goal. This is to ensure you meet up with your savings target.

We have Jaiz Takaful Insurance PLC taking cover for all investment.

You can fund your investment using your debit card or from your Enricher Wallet

All investment opportunities listed on Enricher are pre-vetted for maximum safety. We carry out due diligence on all investment partners. We also have FBN Quest as Trustees and Jaiz Takaful Insurance PLC as insurance provider.

All investment opportunities listed on Enricher are pre-vetted for maximum safety. We carry out due diligence on all investment partners. We also have FBN Quest as Trustees and Jaiz Takaful Insurance PLC as insurance provider.

Enricher operate with Islamic finance principle and as such we don’t have fixed profit or fixed amount paid as profit It varies on the opportunity you’re choosing to invest in and it varies on the profit made after sales. We’re only able to give a range of return on investment and share net profit among members according to their investment.

Upon maturity of a goal (savings/investment), the proceeds are automatically credited to your Enricher wallet account. When it’s a one-off investment or saving the proceeds (principal + interest) are automatically credited to your E wallet account for withdrawal.

Oh yes! Enricher provides you with an interface displaying all your savings and investment. You can monitor the progress on your savings and investment plans and dividends on daily basis on our user friendly dashboard. On the dashboard, you can view the following:

  • Savings balance: a sum of the total amount of savings you currently have in your Enricher account.
  • Investment Balance: a sum of the total amount of investment you currently have in your Enricher account.
  • Transactions: show the overall financial activities carried on your Enricher account

You can also push instant notifications to your verified email address and phone numbers for key transactions on your Enricher account, so nothing goes unnoticed or unapproved by you.

APPLICATION FOR FUND

Enricher is a platform for connecting the unbanked Small and Medium Enterprises (WEMEs) who are interest averse to fund through investors using SUKUK approach, where we fund asset based investment.

The process is seamless, Entrepreneurs & SMEs apply for facilities which are to be vetted by the Enricher teams and other stakeholders working with the team, once approved the entrepreneur product will be displayed on the Enricher platform for our active subscribers to crowdfund for a required period. Transfer of funds (asset) upon successful completion of requirement of legal procedures.

UTILITIES

Yes we do!

Certain things are hard; making payments shouldn’t be one of them. With VTpass, Enricher provides utility services that help you make payments for services you enjoy right from the comfort of your home or office. The experience of total convenience, fast service delivery and easy payment is just at your fingertips.

VTpass is an open and secure platform that allows customers to conveniently make payment for their day to day services like TV subscription (DStv, GOtv, StarTimes), airtime, data, Electricity (IKEDC, AEDC, EKEDC, JEDC, PHEDC, KEDC, IBEDC) , Motor Insurance, WAEC and transfer funds to any Bank account in Nigeria without stress.

REFERRALS

A unique referral code has already been generated for you. Simply navigate to the Personal Details section in the app.

Yes.
An email notification will be sent to you when your code is used. However, your bonus will only be due when your referral deposits a minimum of N1,000

Please note that your rewards are only credited when your referral makes a deposit of at least N1000 on the app.
This is valid for a month after the referral was made. As a result, kindly ensure that you refer people who are genuinely interested in saving and investing.

All referral bonuses (₦500 per referral) are paid at the end of the month into your Enricher wallet account.

 

MOBILE APP

Yes! The mobile app is available ONLY on Android and iOS. 

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contact

get in touch

You can contact us anytime for more enquiries

Address:

We are located at No.1, 14th road 1st avenue, Gwarinpa, Abuja

Open Hours:

Mon – Sat

(8:00AM – 4:00PM)

Theenricher.org is a property of Enricher Capital and Trust LTD, a company duly registered with CAC with RC Number: 1753940. Theenricher.org provides financial services under a Cooperative License with a registration number 15826. Both Enricher Capital and Trust LTD and Enricher Cooperative Society LTD are legal entities in Nigeria. Our investment professionals invest savers funds in financial instruments and manage the investments to ensure optimum return, we also provide an avenue to connect the unbanked to halaal funds to grow their businesses. To ensure security of savers funds, assets are held by FBN Quest Trustees, a company registered with the Security and Exchange Commission (SEC) on behalf of savers. These assets are marked to market periodically to ensure savers are protected.